Welcome to Mahindra Finance

Fixed Deposit Account

Samruddhi Scheme Applicable for Deposits up to ₹ 1 Cr.
Tenure	Cumulative Scheme			Non-Cumulative Scheme
Tenure	Interest p.a.	Effective Yield p.a.		Interest p.a.* (Monthly)	Interest p.a.* (Quarterly)	Interest p.a.* (Half Yearly)	Interest p.a.* (Yearly)
12 Months	5.70%	5.70%		5.15%	5.50%	5.60%	5.70%
15 Months	5.80%	5.87%		5.25%	5.60%	5.70%	5.80%
18 Months	6.00%	6.12%		5.45%	5.80%	5.90%	6.00%
20 Months	6.10%	6.25%		5.55%	5.90%	6.00%	6.10%
24 Months	6.20%	6.39%		5.65%	6.00%	6.10%	6.20%
27 Months	6.20%	6.46%		5.65%	6.00%	6.10%	6.20%
30 Months	6.20%	6.51%		5.65%	6.00%	6.10%	6.20%
33 Months	6.20%	6.55%		5.65%	6.00%	6.10%	6.20%
36 Months	6.30%	6.71%		5.75%	6.10%	6.20%	6.30%
38 Months	6.30%	6.75%		5.75%	6.10%	6.20%	6.30%
40 Months	6.30%	6.79%		5.75%	6.10%	6.20%	6.30%
44 Months	6.45%	7.04%		5.90%	6.25%	6.35%	6.45%
48 Months	6.45%	7.10%		5.90%	6.25%	6.35%	6.45%
60 Months	6.45%	7.34%		5.90%	6.25%	6.35%	6.45%
Minimum Amount	5,000†			50,000†		25,000†
*Compounded Annually			†Additional amount for fresh deposit in multiple of Rs. 1000
**Additional Rates:Senior Citizen 0.25%,M & M Group Company Employees, Employees Relatives, Retired Employees 0.35%